it's how you spend it that matters most...

here is another one. proverbs 21.5 (ms), careful planning puts you ahead in the long run; hurry and scurry puts you further behind.

he's talking about planning how to make money and planning how to spend it. we spend 16 years in school learning how to make money but not six weeks learning how to spend it wisely. have you figured out yet that it is easier to get into debt than to get out of debt? buy now, pay later.

the number one reason for financial pressure is not that we don't make enough money but that we don't spend it wisely. the median income in this area is just under $100,000. that's incredible and there are people who are still under pressure. it shouldn't be. the problem is not that we don't make enough but we don't spend it wisely. it is not how much we make but how much we have left.

now because we do make good incomes in america, it tells me that we're never going to have enough money unless we know how to spend it. the more your income goes up it seems your expenses go up. our yearning capacity always tends to exceed our earning capacity.

spending money wisely means having a budget. what is a budget? it is planned spending. telling your money where you want it to go rather than wondering where it went. the wise man plans. careful planning puts you ahead in the long run; hurry and scurry puts you further behind. the opposite of budget spending is impulse buying. that leads to poverty. i see it, i want it, i'm going to buy it.

part of this means keeping good records. proverbs 27 (lb), riches can disappear fast...so watch your business interests closely.

GOD wants us to make money honestly, save it faithfully, spend it wisely.

just some thoughts from my front porch...